Information icon

Our Notice of Intent to Claim a Tax Deduction (NOITC) service is now available digitally through Member Online. Learn more here

Members

Anthony page

Our products and services

Learn about super

Manage your super

Forms and resources

Retirement

Anthony page

Learn about super

Test image

Heading - with a recommended limit of about 100 more text again

The best thing we’ve ever done in planning our retirement is seeking the advice from Hostplus.

Comprehensive personal advice could help you get on track to a future full of positivity. 

Forms and resources

trophy

Lorem ipsum dolor sit amet, consectetuer adipiscing elit.

Lorem ipsum dolor sit amet, consectetuer adipiscing elit. Aenean commodo ligula eget dolor. Aenean massa. Cum sociis natoque penatibus et 

Lorem ipsum dolor sit amet, consectetuer adipiscing elit. Aenean commodo ligula eget dolor. Aenean massa. Cum sociis natoque penatibus et 

Join Hostplus

Balanced

Balanced
(MySuper)

The Balanced investment option is focused on delivering the best net return from investing in a portfolio that has a bias to growth assets and has high diversification.

sunset and sea behind, Michigan

At a glance (Accumulation)

Investment time frame
5 years +
Level of investment risk
Medium to high
Likelihood of negative returns
3 to less than 4 years every 20 years
Growth/defensive allocation
76% growth / 24% defensive
Total investment fees and costs*
0.98% p.a.
Return target
CPI + 4% p.a. over 20 years
Net return^
8.03%

Awards and ratings are only one factor to be taken into account when choosing a super fund. 
Click here for important information about Lonsec Research Ratings.

* Investment costs are based on estimated and actual information from the previous financial year. The costs payable in future years may be higher or lower. Administration and other fees also apply. For a full breakdown of fees and costs, see our fees and costs page or Section 6 of the Member Guide.
^ Investment return over 10 years to 31 October 2023, net of investment fees and costs. Administration and other costs apply. Returns won’t display for options younger than 10 years. See the investment returns page for returns over all available periods.

Who is Balanced suitable for?

With a bias to growth assets, this Core pre-mixed investment option is designed for members with a medium to long-term investment timeframe, who are seeking strong long-term returns and have a medium to high tolerance of negative returns.

This option is also designed for members who do not wish to make an investment choice.

Read our Member Guide for more information about these terms.

Our target

Asset mix

Asset classTargetRange
Australian shares                   21%                                               10–40%                                       
International shares (developed markets)                                                                                                                           21%10–40% 
International shares (emerging markets) 8%0–15% 
Property 11%0–30% 
Infrastructure 11%0–30% 
Private equity 10%0–25% 
Credit 7%0–20% 
Alternatives 3%0–20% 
Diversified fixed interest 3%0–20% 
Cash5%0–15% 

Head to Member Online to choose the investment option that’s right for you.

Past

Performance

Accumulation

This table shows the 12-month net return for our Balanced option at 30 June each year. The net return is the money the investment has earned, minus investment costs and taxes.1

Year20192020202120222023
Return 6.80%-1.85%21.32%1.57%8.00%

This table shows the average net return for our Balanced option over 3, 5 and 10 years to 30 June 2023.1

Year3 years5 years10 years
Average return (p.a.) 10.00% 6.88% 8.93% 

1. Administration and other fees also apply. For a full breakdown of fees and costs, see our fees and costs page or Section 6 of the Member Guide. Past performance is not a reliable indicator of future performance and should never be the sole factor considered when selecting a superannuation fund.


Ready to join? Online applications only take five minutes.

Or call us on 1300 467 875 8am – 8pm (AEST/AEDT), Monday to Friday.