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Investment options

Hostplus

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Please note: From 1 October 2023, Hostplus will introduce switching windows for the Property and Infrastructure options. This means that any switches into and out of the Property and/or Infrastructure options will be limited to a switching window each quarter.
For further details please see the Significant Event Notice 19 June 2023.
 

Access

Opportunity

10 options

  • Access to high-performing investments

    We’re the first industry super fund to combine the flexibility and security of an SMSF with access to unique, high-performing investments, previously unavailable to retail investors.

  • Balanced

    An actively managed, highly diversified, pre-mixed investment option with access to growth and defensive assets.
    More details
    Investment time frame
    5 years +
    Level of investment risk
    Medium to High
    Likelihood of negative returns
    Growth/defensive allocation
    76% growth / 24% defensive
    Total investment fees and costs*
    0.97% p.a.
    Return target
    CPI + 4.0% p.a. over 20 years
    Net return^

    -

    Investment details

  • Indexed Balanced

    A passively managed, diversified, pre-mixed investment option with a focus on minimising fees.
    More details
    Investment time frame
    5 years +
    Level of investment risk
    High
    Likelihood of negative returns
    Growth/defensive allocation
    75% growth / 25% defensive
    Total investment fees and costs*
    0.03% p.a.
    Return target
    CPI + 2.50% p.a. over 20 years
    Net return^

    -

    Investment details

  • Infrastructure

    A diversified portfolio of unlisted infrastructure assets, such as airports, seaports, toll roads, renewables and utilities.
    More details
    Investment time frame
    7 years +
    Level of investment risk
    Medium to high risk
    Likelihood of negative returns
    Growth/defensive allocation
    60% growth / 40% defensive
    Total investment fees and costs*
    0.90% p.a.
    Return target
    CPI + 2.0% p.a. over 20 years
    Net return^

    -

    Investment details

  • Property

    A diversified portfolio of unlisted property assets, including the traditional sectors of retail, commercial, and industrial.
    More details
    Investment time frame
    7 years +
    Level of investment risk
    Medium to high risk
    Likelihood of negative returns
    Growth/defensive allocation
    30% growth / 70% defensive
    Total investment fees and costs*
    1.06% p.a.
    Return target
    CPI + 2.0% p.a. over 20 years
    Net return^

    -

    Investment details

  • Diversified Fixed Interest – Indexed

    A passively managed portfolio of Australian and international government bonds, and other investment-grade debt.
    More details
    Investment time frame
    2 years +
    Level of investment risk
    Medium
    Likelihood of negative returns
    Growth/defensive allocation
    0% growth / 100% defensive
    Total investment fees and costs*
    0.06% p.a.
    Return target
    CPI - 0.5% p.a. over 20 years
    Net return^

    -

    Investment details

  • Australian Shares – Indexed

    A passively managed portfolio that invests in a range of companies listed on the Australian Securities Exchange (ASX).
    More details
    Investment time frame
    5 years +
    Level of investment risk
    Very high risk
    Likelihood of negative returns
    Growth/defensive allocation
    100% growth / 0% defensive
    Total investment fees and costs*
    0.03% p.a.
    Return target
    CPI + 3.0% p.a. over 20 years
    Net return^

    -

    Investment details

  • International Shares – Emerging markets

    An actively managed portfolio that invests in companies listed on international stock exchanges within emerging market countries.
    More details
    Investment time frame
    5 years +
    Level of investment risk
    High risk
    Likelihood of negative returns
    Growth/defensive allocation
    100% growth / 0% defensive
    Total investment fees and costs*
    0.64% p.a.
    Return target
    CPI + 4% p.a. over 20 years
    Net return^

    -

    Investment details

  • Capital Stable

    • Introduced on 28 November 2022
    The lowest risk pre-mixed investment option we offer.
    More details
    Investment time frame
    5 years +
    Level of investment risk
    Low to medium
    Likelihood of negative returns
    Growth/defensive allocation
    38% growth / 62% defensive
    Total investment fees and costs*
    0.56% p.a.
    Return target
    CPI + 2.0% p.a. over 20 years
    Net return^

    -

    Investment details

  • Conservative Balanced

    • Introduced on 28 November 2022
    A diversified, pre-mixed investment option with a similar proportion of growth and defensive assets.
    More details
    Investment time frame
    5 years +
    Level of investment risk
    Medium
    Likelihood of negative returns
    Growth/defensive allocation
    57% growth / 43% defensive
    Total investment fees and costs*
    0.66% p.a.
    Return target
    CPI + 3.0% p.a. over 20 years
    Net return^

    -

    Investment details

  • Socially Responsible Investment (SRI) - Balanced

    • Our most ethical option
    • Introduced on 28 November 2022
    A diversified, pre-mixed investment option with a socially responsible investment style.
    More details
    Investment time frame
    5 years +
    Level of investment risk
    Medium to high
    Likelihood of negative returns
    Growth/defensive allocation
    71% growth / 29% defensive
    Total investment fees and costs*
    0.60% p.a.
    Return target
    CPI + 3% p.a. over 20 years
    Net return^

    -

    Investment details
10 options

  • Unprecedented access to high-performing investments

    We’re the first industry super fund to combine the flexibility and security of an SMSF with access to unique, high-performing investments, previously unavailable to retail investors.

  • Balanced

    An actively managed, highly diversified, pre-mixed investment option with access to growth and defensive assets.
    More details
    Investment time frame
    5 years +
    Level of investment risk
    Medium to High
    Likelihood of negative returns
    Growth/defensive allocation
    76% growth / 24% defensive
    Total investment fees and costs*
    0.98% p.a.
    Return target
    CPI + 4.50% p.a. over 20 years
    Net return^

    -

    Investment details

  • Indexed Balanced

    A passively managed, diversified, pre-mixed investment option with a focus on minimising fees.
    More details
    Investment time frame
    5 years +
    Level of investment risk
    High
    Likelihood of negative returns
    Growth/defensive allocation
    75% growth / 25% defensive
    Total investment fees and costs*
    0.03% p.a.
    Return target
    CPI + 3.0% p.a. over 20 years
    Net return^

    -

    Investment details

  • Infrastructure

    A diversified portfolio of unlisted infrastructure assets, such as airports, seaports, toll roads, renewables and utilities.
    More details
    Investment time frame
    7 years +
    Level of investment risk
    Medium to high risk
    Likelihood of negative returns
    Growth/defensive allocation
    60% growth / 40% defensive
    Total investment fees and costs*
    0.90% p.a.
    Return target
    CPI + 2.5% p.a. over 20 years
    Net return^

    -

    Investment details

  • Property

    A diversified portfolio of unlisted property assets, including the traditional sectors of retail, commercial, and industrial.
    More details
    Investment time frame
    7 years +
    Level of investment risk
    Medium to high risk
    Likelihood of negative returns
    Growth/defensive allocation
    30% growth / 70% defensive
    Total investment fees and costs*
    1.06% p.a.
    Return target
    CPI + 2.5% p.a. over 20 years
    Net return^

    -

    Investment details

  • Diversified Fixed Interest – Indexed

    A passively managed portfolio of Australian and international government bonds, and other investment-grade debt.
    More details
    Investment time frame
    2 years +
    Level of investment risk
    Medium
    Likelihood of negative returns
    Growth/defensive allocation
    0% growth / 100% defensive
    Total investment fees and costs*
    0.06% p.a.
    Return target
    CPI p.a. over 20 years
    Net return^

    -

    Investment details

  • Australian Shares – Indexed

    A passively managed portfolio that invests in a range of companies listed on the Australian Securities Exchange (ASX).
    More details
    Investment time frame
    5 years +
    Level of investment risk
    Very high risk
    Likelihood of negative returns
    Growth/defensive allocation
    100% growth / 0% defensive
    Total investment fees and costs*
    0.03% p.a.
    Return target
    CPI + 4.5% p.a. over 20 years
    Net return^

    -

    Investment details

  • International Shares – Emerging markets

    An actively managed portfolio that invests in companies listed on international stock exchanges within emerging market countries.
    More details
    Investment time frame
    5 years +
    Level of investment risk
    High risk
    Likelihood of negative returns
    Growth/defensive allocation
    100% growth / 0% defensive
    Total investment fees and costs*
    0.64% p.a.
    Return target
    CPI + 5% p.a. over 20 years
    Net return^

    -

    Investment details

  • Capital Stable

    • Introduced on 28 November 2022
    The lowest risk pre-mixed investment option we offer.
    More details
    Investment time frame
    5 years +
    Level of investment risk
    Low to medium
    Likelihood of negative returns
    Growth/defensive allocation
    38% growth / 62% defensive
    Total investment fees and costs*
    0.56% p.a.
    Return target
    CPI + 3.0% p.a. over 20 years
    Net return^

    -

    Investment details

  • Conservative Balanced

    • Introduced on 28 November 2022
    A diversified, pre-mixed investment option with a similar proportion of growth and defensive assets.
    More details
    Investment time frame
    5 years +
    Level of investment risk
    Medium
    Likelihood of negative returns
    Growth/defensive allocation
    57% growth / 43% defensive
    Total investment fees and costs*
    0.66% p.a.
    Return target
    CPI + 3.5% p.a. over 20 years
    Net return^

    -

    Investment details

  • Socially Responsible Investment (SRI) - Balanced

    • Our most ethical option
    • Introduced on 28 November 2022
    A diversified, pre-mixed investment option with a socially responsible investment style.
    More details
    Investment time frame
    5 years +
    Level of investment risk
    Medium to high
    Likelihood of negative returns
    Growth/defensive allocation
    71% growth / 29% defensive
    Total investment fees and costs*
    0.60% p.a.
    Return target
    CPI + 4.0% p.a. over 20 years
    Net return^

    -

    Investment details

* Administration and investment fees and costs are estimates based on the previous financial. Because the fees and costs are estimates based on the previous financial year’s, fees and costs payable in respect of each future year may be higher or lower. For a full breakdown of fees and costs, see our fees and costs page or the ‘Fees and other costs’ section of the SMI Product Disclosure Statement.  

^ Investment returns for periods ending 31 October 2023, net of investment fees and costs. Administration and other fees apply. Not all options will display returns for every period due to varying launch dates. See investment returns page for returns over all available periods.

Our investment philosophy

Our approach to investing is driven by our strong, diverse and proven2 investment beliefs. We’re not afraid to be different to other investment managers and super funds.

Key principles that shape how we build portfolios

Principle 1

They should be well diversified to produce returns and reduce risk.

Principle 2

They should provide a healthy income stream from a range of sources to support returns, given our expectations for low capital growth across asset classes.

Principle 3

They should focus on active management, because in a low-return world, any additional returns that can be generated by actively selecting assets and managing risk will be highly valuable.

Icon depicting the number 4 on a yellow background

Principle 4

Each of our investment options follows its own distinct investment strategy and is designed to help your clients achieve a certain investment objective for the level of risk they prefer.

Need to know more?

2. Ratings agency SuperRatings has awarded Hostplus the ’20-year Platinum Performance’ rating in 2022. Past performance is not a reliable indicator of future performance and should never be the sole factor considered when selecting a superannuation fund.