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Balanced

Hostplus

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At a glance (Pension)

Investment time frame
5 years +
Level of investment risk
Medium to High
Likelihood of negative returns
Growth/defensive allocation
76% growth / 24% defensive
Total investment fees and costs*
0.98% p.a.
Return target
CPI + 4.50% p.a. over 20 years
Net return^
-

Click here for important information about Lonsec Research Ratings.

* Costs are estimated based on estimated and actual information from the previous financial year. The costs payable in respect of each future year may be higher or lower. Administration and other fees also apply. For a full breakdown of fees and costs, see our fees and costs page or the ‘Fees and other costs’ section of the SMI Product Disclosure Statement.  
^ Investment return over 10 years to 31 October 2023, net of investment fees and costs. Administration and other costs apply. Returns won’t display for options younger than 10 years. See investment returns page for returns over all available periods. Past performance is not a reliable indicator of future performance. 

Hostplus’
Balanced Option

Hostplus’ Balanced option is our ‘flagship’ default investment option for superannuation members.

It’s diversified across a range of growth and defensive assets, with nearly half of its investments in unlisted assets, such as property, infrastructure and private equity, that are not traded on public exchanges like the ASX. Actively managed, its returns are industry-leading and historically above benchmark.


SMI Investment returns

Hostplus has a proven history of market-leading investment returns, but impressive results are only part of the package.1 Our unit price structure, provides an improved liquidity position of typically illiquid assets and gives you flexibility to switch between investment options as often as you like.


Who is this suited to?

Eligible investors with a five years plus investment horizon in pursuit of a highly diversified, actively managed, pre-mixed investment option with access to growth and defensive assets.

Investment risk

Medium to High
With likelihood of negative returns being 3 to less than 4 years out of every 20 years.


 

Where is your

Super invested

Breaking down the fees and costs

SMI Product FeesCosts for this investment option
Administration fee2   $165 p.a. Investment fees and costs3
Plus trustee fee of 0.0155% p.a. of your
account balance 
Balanced 0.89% p.a.
Joining fee $240Transaction costs4
Balanced  0.09% p.a.

A one-off joining fee will be charged at the time of opening an SMI account and an administration fee of $165 p.a. plus a trustee fee of 0.0155% p.a. will be deducted (irrespective of the number or value of investments held in the account). For full details of fees and costs, including definitions and explanations of each fee and cost, please refer to our Additional Information Brochure.


Join in 2 easy steps

Simply read the offer documents and start creating your application.


Our Investment Philosophy

Our approach to investing is driven by our strong, diverse and proven investment beliefs.1 We’re not afraid to be different to other investment managers and super funds.

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World-class investment managers

Our investment funds are managed by some of the world’s largest and top-performing asset managers.1

 

1. Source: SuperRatings Accumulation Fund Crediting Rate Survey – SR50 Capital Stable (20–40) Index, June 2022. Past performance is not a reliable indicator of future performance and should never be the sole factor considered when selecting a superannuation fund.
2. Administration and other fees also apply. For a full breakdown of fees and costs, see our fees and costs page or Section 6 of the Member Guide. Past performance is not a reliable indicator of future performance and should never be the sole factor considered when selecting a superannuation fund.