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Capital Stable

Capital

Depending on where you are in life and how much risk you want to take, Capital Stable might be the right option for you. It’s our lowest risk diversified pre-mixed option.

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At a glance (Accumulation)

Investment time frame
5 years +
Level of investment risk
Low to medium
Likelihood of negative returns
Growth/defensive allocation
38% growth / 62% defensive
Total investment fees and costs*
0.56% p.a.
Return target
CPI + 2.0% p.a. over 20 years
Net return^
-

* Investment costs are based on estimated and actual information from the previous financial year. The costs payable in future years may be higher or lower. Administration and other fees also apply. For a full breakdown of fees and costs, see our fees and costs page or Section 6 of the Member Guide.
^ Investment return over 10 years to 31 October 2023, net of investment fees and costs. Administration and other costs apply. Returns won’t display for options younger than 10 years. See investment returns page for returns over all available periods. Past performance is not a reliable indicator of future performance. 

A lower-risk option

If you’re looking for Hostplus’ lowest-risk pre-mixed investment option, then Capital Stable may be for you. Compared to our Balanced option, Capital Stable invests less in growth assets such as shares, and more in fixed interest and cash.

A diversified mix of assets

Capital Stable is a pre-mixed option, meaning it invests in different types of assets, including fixed interest, cash, listed equities, property, infrastructure, private equity, credit and alternatives.

A top performer

The Capital Stable option ranks in the top quarter for investment returns over 15 and 20 years, compared to similar options.1 And that’s after all investment fees and taxes have been paid.

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Who is Capital Stable suitable for?

Investors with a five years–plus investment time frame who are seeking the lowest risk diversified pre-mixed option.

Capital Stable has been designed for investors seeking a much lower allocation to growth assets such as equities (shares) and a much higher allocation to defensive assets such as fixed interest and cash, compared to the Balanced option.

Our target

Asset mix

Asset class Benchmark Range 
Australian shares 8% 0–30% 
International shares (developed markets) 8% 0–30% 
International shares (emerging markets) 3% 0–10% 
Property 11% 0–25% 
Infrastructure 11% 0–25% 
Private equity 1%0–10% 
Credit 6%0–20% 
Alternatives 6%0–20% 
Diversified fixed interest 25%10–50%
Cash 21%10–50%

 


Join in 2 easy steps

Simply read the offer documents and start creating your application.


Our Investment Philosophy

Our approach to investing is driven by our strong, diverse and proven investment beliefs.1 We’re not afraid to be different to other investment managers and super funds.

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World-class investment managers

Our investment funds are managed by some of the world’s largest and top-performing asset managers.1

 

1. Source: SuperRatings Accumulation Fund Crediting Rate Survey – SR50 Capital Stable (20–40) Index, June 2022. Past performance is not a reliable indicator of future performance and should never be the sole factor considered when selecting a superannuation fund.
2. Administration and other fees also apply. For a full breakdown of fees and costs, see our fees and costs page or Section 6 of the Member Guide. Past performance is not a reliable indicator of future performance and should never be the sole factor considered when selecting a superannuation fund.