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Indexed Balanced

Hostplus indexed

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At a glance (Accumulation)

Investment time frame
5 years +
Level of investment risk
High
Likelihood of negative returns
Growth/defensive allocation
75% growth / 25% defensive
Total investment fees and costs*
0.03% p.a.
Return target
CPI + 2.50% p.a. over 20 years
Net return^
-

Click here for important information about Lonsec Research Ratings.

* Costs are estimated based on estimated and actual information from the previous financial year. The costs payable in respect of each future year may be higher or lower. Administration and other fees also apply. For a full breakdown of fees and costs, see our fees and costs page or the ‘Fees and other costs’ section of the SMI Product Disclosure Statement.  
^ Investment return over 10 years to 31 October 2023, net of investment fees and costs. Administration and other costs apply. Returns won’t display for options younger than 10 years. See investment returns page for returns over all available periods. Past performance is not a reliable indicator of future performance. 

Hostplus Indexed
Balanced Option

Hostplus’ Indexed Balanced Option is one of the lowest-cost diversified options available in the market today.1 It employs passive investment management strategies across a mix of growth and defensive assets to target index-like returns for each underlying asset class.

The Indexed Balanced Option is globally diversified across international equities (partially hedged to reduce the amount of foreign currency exposure), Australian equities, international fixed interest, Australian fixed interest and cash asset classes.


SMI Investment returns

Hostplus has a proven history of market-leading investment returns, but impressive results are only part of the package.1 Our unit price structure, provides an improved liquidity position of typically illiquid assets and gives you flexibility to switch between investment options as often as you like.


Who is this suited to?

Eligible investors with a five years plus investment horizon in pursuit of a passively managed, diversified, pre-mixed investment option. The Indexed Balanced option has been designed for members with a primary focus on minimising fees and has the lowest Total Investment Cost of the Hostplus pre-mixed options. This option aims to track established market indices. Compared to our default Balanced option, Indexed Balanced does not invest in unlisted assets and instead has a higher allocation to listed equities, fixed interest, and cash.

Investment risk

High
‍With likelihood of negative returns being 4 to less than 6 years out of every 20 years.









Where is your

Super invested

Breaking down the fees and costs

SMI Product FeesCosts for this investment option
Administration fee2   $165 p.a. Investment fees and 
costs3
 0.03% p.a 
Plus trustee fee of 0.0155% p.a. of your
account balance 
Transaction costs4 0.00% p.a.
Joining fee  $240  

A one-off joining fee will be charged at the time of opening an SMI account and an administration fee of $165 p.a. plus a trustee fee of 0.0155% p.a. will be deducted (irrespective of the number or value of investments held in the account). For full details of fees and costs, including definitions and explanations of each fee and cost, please refer to our Additional Information Brochure.


Join in 2 easy steps

Simply read the offer documents and start creating your application


Our Investment Philosophy

Our approach to investing is driven by our strong, diverse and proven investment beliefs.1 We’re not afraid to be different to other investment managers and super funds.

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World-class investment managers

Our investment funds are managed by some of the world’s largest and top-performing asset managers.1

1. Ratings agency SuperRatings has awarded Hostplus the ’20-year Platinum Performance’ rating in 2022. Past performance is not a reliable indicator of future performance and should never be the sole factor considered when selecting a superannuation fund.
2. If your account balance for a product offered by the superannuation entity is less than $6,000 at the end of the entity’s income year, certain fees and costs charged to you in relation to administration and investment are capped at 3% of the account balance. Any amount charged in excess of that cap must be refunded. This statement is prescribed by law but it does not relate to interests in the Hostplus PST.
3. Investment fees and costs includes an amount up to 0.00% for performance fees. The calculation basis for this amount is set out under“Additional explanation of fees and costs”.
4. These fees and costs are based on actual figures and estimates from the previous financial year, except in the case of performance fees which are generally averaged over 5 financial years. The fees and costs payable in respect of each future year may be higher or lower. Where estimates were used, they have been informed by management, historical and industry experience, as well as information from third party service providers.