Looking for a simple, low-cost way to invest your retirement savings? Our Indexed Balanced investment option could be the solution you’ve been searching for.
Low cost + a history of strong long-term returns1 = clear value. That’s a plus.
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* Investment costs are based on estimated and actual information from the previous financial year. The costs payable in future years may be higher or lower. Administration and other fees also apply. For a full breakdown of fees and costs, see our fees and costs page or Section 6 of the Member Guide.
^ Investment return over 10 years to 31 October 2023, net of investment fees and costs. Administration and other costs apply. Returns won’t display for options younger than 10 years. See the investment returns page for returns over all available periods.
Low investment fees can make a difference to your balance – and your retirement outcomes. Based on an account balance of $50,000, Indexed Balanced is one of Australia’s lowest-cost balanced investment options.2
As a passively managed, pre-mixed portfolio, Indexed Balanced aims to track established market indices, which contributes to the cost-effectiveness of the option.
Indexed Balanced provides exposure to international and Australian shares, international and Australian fixed interest, and cash. It invests through experienced managers such as IFM Investors and BlackRock.
Members with a five years–plus investment time frame who are seeking a passively managed, diversified, pre-mixed investment option.
The Indexed Balanced option has been designed for members with a primary focus on minimising fees and has the lowest total investment cost of the Hostplus pre-mixed options. This option aims to track established market indices.
Compared to our Balanced option, Indexed Balanced does not invest in unlisted assets and instead has a higher allocation to listed equities, fixed interest, and cash.
Asset class | Benchmark | Range |
---|---|---|
Australian shares | 35% | 20-60% |
International shares (developed markets) | 40% | 20–60% |
International shares (emerging markets) | 0% | 0–15% |
Property | 0% | 0% |
Infrastructure | 0% | 0% |
Private equity | 0% | 0% |
Credit | 0% | 0% |
Alternatives | 0% | 0% |
Diversified fixed interest | 17% | 10–30% |
Cash | 8% | 0–20% |
This table shows the 12-month net returns for our Indexed Balanced option at 30 June each year. The net return is the money the investment has earned, minus investment costs and taxes.3
Year | 2018 | 2019 | 2020 | 2021 | 2022 |
---|---|---|---|---|---|
Return | 9.60% | 8.51% | 0.19% | 18.88% | -5.67% |
This table shows the average net returns for our Indexed Balanced option over 3, 5 and 10 years to 30 June 2022.3
Year | 3 years | 5 years | 10 years |
---|---|---|---|
Average return (p.a.) | 3.95% | 5.96% | 8.52% |
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1. Source: SuperRatings Accumulation Fund Crediting Rate Survey – SR50 Balanced (60–76) Index, March 2023. Past performance is not a reliable indicator of future performance and should never be the sole factor considered when selecting a superannuation fund.
2. The Hostplus Indexed Balanced option has one of the lowest fees of public offer funds' balanced investment options (with 60-76% growth assets) as at 31/03/2023. Fees include percentage-based and fixed administration fees, investment fees and costs (including performance-based fees). Fee comparison conducted using SuperRatings SMART 2.0 system on 19/04/2023, based on a super account balance of $50,000.
3. Investment fees and costs are based on estimated and actual information from estimates based on the previous financial year. Fees and costs payable in future years may be higher or lower. Administration and activity fees also apply. See the Product Disclosure Statement for more information.